AU Bank Altura Plus Credit Card Review – Double the Cashback & Perks

Abhinand PS
May 2
3 min read

AU Bank Altura Plus Credit Card Review 2025: Elevate Your Everyday Spending

Looking for a credit card that offers better-than-average cashback without charging sky-high fees? The AU Bank Altura Plus Credit Card hits that sweet spot by blending higher cashback with travel perks and monthly rewards.

Couple smiling at phone, sitting on couch. Altura+ Visa card on left. Text: "Get unmatched benefits with Lifetime free Altura+ Credit Card."

👉 Apply Now: AU Altura Plus Credit Card – Quick Online Application

💼 Why Choose the AU Altura Plus Credit Card?

An upgraded version of the standard Altura card, the Altura Plus is designed for customers who spend more monthly and want additional perks like enhanced cashback, welcome bonuses, and airport lounge access.

Key Benefits:

🪙 2% cashback on all eligible POS retail spends
💰 ₹200 cashback as a welcome bonus
🛫 4 free domestic airport lounge visits/year
⛽ Fuel surcharge waiver up to ₹100/month
🆓 Annual fee waived on annual spend of ₹1.5 lakh

👉 Apply for Altura Plus here to unlock premium benefits on a budget.

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📊 AU Altura Plus Credit Card – Quick Comparison Table

Feature	Details
Joining Fee	₹499 + GST
Annual Fee	₹499 + GST (Waived on ₹1.5L spend/year)
Welcome Benefit	₹200 cashback on first transaction ≥ ₹2,000
Cashback Rate	2% on retail POS spends
Fuel Surcharge Waiver	Up to ₹100/month
Lounge Access	4 complimentary domestic visits/year
Eligibility	Age 21–60, Indian resident, stable income
Card Network	Visa

👉 Apply instantly: AU Bank Altura Plus Credit Card

🎯 Maximize Your AU Altura Plus Rewards

To extract the best value from your card:

💳 Spend ₹2,000+ in first 60 days to claim your ₹200 welcome cashback
🛍 Use for offline retail spends to earn 2% cashback (POS only)
🧾 Avoid EMI, wallet loads, or fuel for cashback calculations
🧳 Plan quarterly flights to redeem your 4 free lounge visits

🧠 Tip: Set card payment reminders via the AU 0101 app to maintain a good credit score.

👉 Start earning cashback now: Apply Here

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👤 Who Is the AU Altura Plus Card Best Suited For?

This card is ideal for:

Salaried professionals spending ₹10,000–₹20,000/month
Travelers who appreciate lounge access perks
Retail shoppers focused on high cashback from POS transactions

📊 Market Insight: According to Statista, cashback cards are used by 46% of credit card holders in India, making Altura Plus a top-tier choice.

👉 Ready to level up your rewards? Apply Now

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🔗 Useful Resources

❓ Frequently Asked Questions (FAQs)

1. What is the difference between Altura and Altura Plus?

Altura Plus offers higher cashback (2% vs. 1.5%) and more lounge access (4/year vs. 1/quarter).

2. How does cashback get credited?

Your cashback is automatically adjusted against your credit card bill in the next cycle.

3. Is the annual fee worth it?

Yes—if you spend ₹1.5 lakh annually, the ₹499 fee is waived. Plus, the 2% cashback adds up quickly.

4. Can I manage the card through an app?

Yes, use the AU 0101 app to manage transactions, benefits, payments, and more.

5. How to apply?

Apply easily online through this link: AU Altura Plus Credit Card Application

✅ Final Thoughts: Is It Worth It?

If you want more cashback, more lounge access, and more lifestyle flexibility than an entry-level card offers—without the high-end fees—then the AU Bank Altura Plus Credit Card is a no-brainer. Designed for the practical spender who also enjoys occasional luxury, it offers unmatched value at this tier.

🚀 Don't wait – Apply today: AU Altura Plus Credit Card – Instant Apply