top of page
Search

Axis Indian Oil Credit Card: Fuel Savings, Rewards & Easy Apply 2025

  • Writer: Abhinand PS
    Abhinand PS
  • Apr 28
  • 3 min read

Introduction: Why the Axis Indian Oil Credit Card is Perfect for Everyday Drivers

Fuel prices aren’t getting any cheaper, but what if your credit card could actually pay you back every time you fuel up?



Axis Bank credit card and logos on maroon background. Text: #SmileAtEveryMile, INDIANOIL AXIS BANK RuPay Credit card, www.Axisbank.com.

That's exactly what the Axis Bank Indian Oil Credit Card offers — high fuel rewards, bonus cashback, and exclusive lifestyle benefits for everyday commuters.

Let's dive deep into how you can maximize savings with this card!

Quick Overview of Axis Bank Indian Oil Credit Card

Feature

Details

Joining Fee

₹500 + taxes

Welcome Bonus

100% cashback up to ₹250 on fuel spends (first 30 days)

Fuel Benefits

4% value back at Indian Oil outlets

Other Cashback

1% on online shopping, 0.5% elsewhere

Annual Fee

₹500 + taxes (waived on ₹50,000 spend/year)

Card Network

Visa

Apply Link

Apply Now

Why Choose the Axis Indian Oil Credit Card?

1. Save 4% on Every Fuel Purchase

Keywords: fuel cashback card, petrol credit card India, Axis fuel rewards

  • Earn 20 reward points per ₹100 spent at Indian Oil outlets.

  • Each reward point equals ₹0.20, giving you an effective 4% cashback.

  • Maximum monthly fuel cashback capped at ₹150.

Pro Tip: Always swipe at authorized Indian Oil outlets to ensure maximum rewards!

2. Welcome Offer: 100% Cashback Up to ₹250

Keywords: credit card welcome bonus, cashback on fuel, Axis signup offer

  • Spend on fuel within 30 days of card issuance.

  • Get 100% cashback (up to ₹250).

Real Story:Arjun from Bengaluru fueled his bike right after card activation and got ₹250 cashback instantly — his first month of travel was practically free!

3. Everyday Cashback on Shopping

Keywords: online shopping cashback, Axis Indian Oil online rewards, save on shopping

  • 1% cashback on online shopping platforms like Amazon, Flipkart, Myntra, and more.

  • 0.5% cashback on all other spends.

Pro Tip: Use this card for groceries and bill payments online to double-dip rewards with partner offers.

Axis Indian Oil Credit Card Fees and Charges

Fee Type

Amount

Joining Fee

₹500 + GST

Annual Renewal Fee

₹500 + GST (waived on ₹50,000 yearly spend)

Finance Charges

3.6% per month

Foreign Currency Markup

3.5% of transaction amount

👉 Apply now and enjoy maximum cashback with low maintenance!

How to Apply for the Axis Indian Oil Credit Card

Here's how you can get started:

  1. Visit the official application page.

  2. Enter your personal details (PAN card, address, income proof).

  3. Complete digital KYC through Aadhaar/Video KYC.

  4. Get card approval within 72 working hours (sometimes faster)!

👉 Apply now and save every time you refuel.

Who Should Get the Axis Indian Oil Credit Card?

  • Daily commuters who drive or ride regularly.

  • People looking to cut fuel expenses without switching petrol stations.

  • Shoppers who want added cashback benefits beyond fuel.

If you spend at least ₹2,000–₹5,000 a month on fuel, this card could save you ₹1,800+ annually — that's practically a free month's fuel!

FAQs About Axis Indian Oil Credit Card

1. Can I use the Axis Indian Oil Credit Card for fuel at any petrol station?

To get full 4% cashback, you must swipe only at Indian Oil outlets.

👉 Apply now to start saving today!

2. What happens if I spend less than ₹50,000 in a year?

If your annual spend is under ₹50,000, the ₹500 annual fee will apply in the second year.

3. How is the cashback credited?

Fuel cashback is provided in the form of reward points, which you can redeem against future statements or gifts.

4. Is there a limit to the fuel cashback?

Yes, the maximum cashback you can earn on fuel per month is ₹150.

Final Verdict: Should You Get the Axis Indian Oil Credit Card?

If you spend significantly on fuel and also enjoy occasional online shopping, the Axis Indian Oil Credit Card offers excellent value for a modest fee.Considering the simple rewards structure, easy fee waiver, and everyday cashback, it’s a practical choice for urban drivers and riders alike.

👉 Apply today for the Axis Indian Oil Credit Card and start saving effortlessly on fuel!

Internal Links (Suggestions)

External Links

 
 
 

Comments

bottom of page