Axis LIC Platinum Credit Card Review: Features, Benefits & How to Apply

Abhinand PS
Apr 28
4 min read

Introduction: Why Choose Axis LIC Platinum Credit Card?

If you're a loyal LIC policyholder, you know how important it is to save on premiums while making the most out of your credit card rewards. The Axis LIC Platinum Credit Card offers the best of both worlds — premium rewards and insurance-linked perks.This card stands out with its exclusive benefits like bonus reward points, lounge access, and premium services. Let’s take a closer look at why this card should be your next go-to choice.Apply Now and enjoy the benefits!

Axis Bank ad for LIC Platinum Visa credit card. Text highlights lifetime free credit card, reward point value, and 15% dining discount.

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Axis LIC Platinum Credit Card: Key Features at a Glance

Feature	Details
Joining Fee	₹1,000 + GST
Annual Fee	₹1,000 + GST (waived on ₹2.5 lakh spend)
Welcome Benefit	2,000 EDGE Reward Points
Reward Rate	2 EDGE Reward points per ₹150 spent
LIC Premium Payment Rewards	Special reward points on LIC premium payments
Lounge Access	4 Complimentary domestic lounge visits per year
Fuel Surcharge Waiver	1% (on transactions ₹400–₹4,000)
Application Link	Apply Here

Why Choose Axis LIC Platinum Credit Card?

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1. Exclusive Rewards on LIC Premium Payments

Maximize savings by earning bonus reward points when you pay your LIC premiums using the Axis LIC Platinum Credit Card.
You earn special reward points on every premium payment, making your card work harder for you!

👉 Apply here to start earning rewards.

2. Higher Rewards for Every Spend

2 EDGE Reward points for every ₹150 spent on eligible purchases.
Redeem points for vouchers, merchandise, travel, or convert them to cashback.

3. Complimentary Airport Lounge Access

Get 4 free lounge visits every year at domestic airports.
Enjoy comfort while traveling without additional costs.

4. Fuel Surcharge Waiver

Save on fuel expenses with 1% surcharge waiver (transactions ₹400–₹4,000).
Get up to ₹400 off monthly on fuel-related expenses.

How to Apply for Axis LIC Platinum Credit Card

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Quick and Easy Steps:

Visit the official application page.
Complete the online form with your basic details like PAN, income, and contact info.
Verify your identity with a digital KYC process.
Wait for approval (subject to eligibility).
Receive your card and start enjoying the benefits!

✅ Tip: Spending ₹2.5 lakh annually waives off the annual fee, so use the card for all your big-ticket expenses!

Who Should Get the Axis LIC Platinum Credit Card?

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The Axis LIC Platinum Credit Card is ideal for:

LIC policyholders who want to earn rewards on premium payments.
Frequent travelers looking for complimentary lounge access.
People who spend on fuel, groceries, and shopping and want to benefit from the rewards program.

If this sounds like you, apply here and start maximizing your rewards!

Pros and Cons of Axis LIC Platinum Credit Card

✅ Pros:

Special rewards on LIC premium payments.
Higher rewards rate on general spending (2 points per ₹150).
4 lounge accesses per year.
1% fuel surcharge waiver on fuel purchases.
Waived annual fee on spending ₹2.5 lakh annually.

❌ Cons:

The annual fee of ₹1,000 can be high if you don’t use the card regularly.
Limited lounge access (only 4 per year).

Real Customer Stories: How They Maximize Benefits

Neha Gupta, an IT professional, shares:

"I’ve been using the Axis LIC Platinum Credit Card for a year now, and I love the rewards I get for paying my LIC premium! Plus, the lounge access on my business trips is a huge perk."

Rohit Sharma, a businessman, says:

"With the fuel surcharge waiver and bonus reward points on every spend, I’ve already saved enough to cover my card’s annual fee within just 3 months!"

Want similar savings and rewards? Get your Axis LIC Platinum Credit Card now!

FAQs about Axis LIC Platinum Credit Card

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1. What is the joining fee for Axis LIC Platinum Credit Card?

The joining fee is ₹1,000 + GST, which is waived off on spending ₹2.5 lakh annually.

2. How many lounge accesses are available with the Axis LIC Platinum Credit Card?

You get 4 complimentary domestic lounge accesses every year.

3. Can I use this card to pay my LIC premium?

Yes! The card offers special rewards for LIC premium payments.

4. How can I redeem my EDGE Reward points?

EDGE points can be redeemed for various rewards, including vouchers, merchandise, and travel bookings. Alternatively, they can be converted to cashback.

Final Verdict: Is Axis LIC Platinum Credit Card Right for You?

If you're a LIC policyholder or someone looking for premium rewards on everyday spending, the Axis LIC Platinum Credit Card is an excellent option.With benefits like special rewards on LIC premiums, complimentary lounge access, and a fuel surcharge waiver, it offers great value for both loyal LIC customers and frequent travelers.

👉 Ready to start enjoying these benefits? Apply now and make your spending more rewarding!