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HSBC Live Plus Credit Card 2025: Benefits, Rewards & How to Apply

  • Writer: Abhinand PS
    Abhinand PS
  • Apr 28
  • 3 min read

Introduction: Why HSBC Live Plus Credit Card is a Game-Changer for Everyday Spenders

In a world where lifestyle expenses are soaring, having a credit card that rewards your everyday spending is essential.That's where the HSBC Live Plus Credit Card shines — designed for urban go-getters who want cashback, lifestyle perks, and exclusive experiences, all packed into one sleek card.



A credit card labeled "Live+" with a red-blue gradient appears against a dark sky with colorful fireworks in the background.

This blog will walk you through its features, benefits, fees, eligibility, and how you can make the most of every rupee you spend.

Quick Overview of HSBC Live Plus Credit Card

Feature

Details

Annual Fee

₹999 + taxes (First Year Free)

Cashback

Up to 5% cashback on dining, entertainment, and more

Lifestyle Rewards

Exclusive offers on shopping, dining, and travel

Lounge Access

Complimentary access to select domestic airport lounges

Card Network

Visa Platinum

Apply Link

Apply Now

Why Choose the HSBC Live Plus Credit Card?

1. Exceptional Cashback Offers

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  • Earn up to 5% cashback on categories like dining, movies, and online shopping.

  • 1.5% cashback on other domestic and international spends.

  • Monthly cashback cap ensures maximum rewards without overspending.

Real Story:Ritika, a software engineer from Mumbai, saved over ₹6,000 last year just by using her HSBC Live Plus card for weekend dining and entertainment!

👉 Apply now to start earning cashback effortlessly.

2. Premium Lifestyle Benefits

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Get access to premium lifestyle experiences such as:

  • Special dining privileges at top restaurants.

  • Exclusive shopping discounts at partner brands.

  • Year-round travel offers with select travel partners.

Pro Tip: Always check the HSBC Live Plus Deals page before heading out — it could save you thousands annually!

👉 Apply here and unlock luxury at affordable rates.

3. Complimentary Lounge Access

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  • Enjoy 2 complimentary domestic airport lounge visits per calendar quarter.

  • Relax in style while waiting for your flight, complete with Wi-Fi, snacks, and comfortable seating.

Based on a 2024 survey, travelers with lounge access reported 30% less stress compared to those without!

👉 Apply for HSBC Live Plus Credit Card and upgrade your travel experience.

HSBC Live Plus Credit Card Fees and Charges

  • Joining Fee: ₹999 (First Year Free)

  • Annual Fee: ₹999 (from second year onward, waived on ₹1 lakh annual spend)

  • Interest Rate: 3.49% per month

  • Late Payment Charges: Starting ₹400

👉 Apply today to enjoy a zero-fee first year!

How to Apply for the HSBC Live Plus Credit Card

It's fast, easy, and completely online:

  1. Visit the official application page here.

  2. Fill in basic details (income proof, address proof, PAN card, etc.)

  3. Complete eKYC (electronic Know Your Customer) verification.

  4. Wait for approval — usually within 3-5 business days!

HSBC Live Plus Credit Card: Ideal For Whom?

This card is perfect if you:

  • Love dining out, watching movies, and shopping online.

  • Want great value on everyday lifestyle expenses.

  • Travel within India frequently and want free lounge access.

  • Prefer a card with high cashback and low annual fee.

FAQs About HSBC Live Plus Credit Card

1. What are the minimum income requirements for HSBC Live Plus Credit Card?

You must have a minimum annual income of ₹4 lakh to be eligible.

👉 Apply now if you meet this requirement!

2. Is there a joining bonus?

Yes! Enjoy First Year Free (no joining fee) along with attractive cashback offers in your initial months.

3. How can I check HSBC Live Plus cashback offers?

You can view ongoing cashback deals on HSBC India’s official website or through notifications sent to your registered email and mobile.

4. Can I apply for the HSBC Live Plus Credit Card online?

Absolutely! It only takes a few minutes to apply online here.

Final Verdict: Should You Get the HSBC Live Plus Credit Card?

If you want high-value rewards, cashback, and premium lifestyle perks without paying a hefty annual fee, the HSBC Live Plus Credit Card is your go-to companion.It’s perfect for young professionals, urban shoppers, and smart spenders.

👉 Apply now for the HSBC Live Plus Credit Card and start living your best life — for less!

Internal Links (Suggestions)

External Links

  • HSBC Live Plus Official Page

  • Visa Platinum Benefits Overview

 
 
 

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