IDFC FIRST Mayura Credit Card – Rewards, Travel Perks & No Annual Fee

Abhinand PS
Apr 25
3 min read

💳 IDFC FIRST Mayura Credit Card Review 2025: A Rewarding Ride with Zero Annual Fees

In a world of flashy premium cards, the IDFC FIRST Bank Mayura Credit Card offers something refreshingly different—real value without the price tag. With zero joining or annual fees, this lifestyle credit card is designed for young professionals, frequent travelers, and reward-savvy shoppers.

Whether you’re booking your next trip or just grabbing coffee, Mayura makes sure you’re earning every step of the way.

👤 Who Is the IDFC FIRST Mayura Card Ideal For?

Best suited for:

Salaried millennials and first-time credit card users
Frequent online shoppers and domestic travelers
Value seekers who want rich benefits without annual charges

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📊 IDFC FIRST Mayura Credit Card – Key Features

Feature	Details
Joining Fee	₹0 (Lifetime Free)
Annual Fee	₹0
Reward Rate	3X – 10X points per ₹100 spent
Welcome Benefit	Free movie voucher + bonus reward points
Lounge Access	4 complimentary domestic visits/year
Forex Markup	Just 1.99%
Dining Discounts	Up to 20% at 1,500+ restaurants across India
Interest-Free ATM Withdrawal	Up to 48 days
Apply Here	Apply for IDFC Mayura Credit Card

🎯 Why the Mayura Card Is a Great First or Everyday Credit Card

✅ No Annual Fees, Ever

Enjoy full access to features without worrying about renewal charges or hidden costs.

✅ Generous Rewards Structure

3X points on offline spends up to ₹20,000/month
10X points on IDFC app spends & select partners
Reward points never expire

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✈️ Travel Benefits Without Premium Pricing

4 complimentary domestic airport lounge visits/year
Forex markup of just 1.99%—ideal for international shoppers
Access to roadside assistance, lost card liability cover, and trip delay cover

Perfect for: Budget travelers who still want the VIP treatment

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🍽️ Lifestyle & Dining Perks You’ll Actually Use

Up to 20% off dining bills at 1,500+ partner restaurants
15% discount on movie tickets (select theaters)
Bonus: Get Buy 1 Get 1 Free movie tickets via Mayura’s welcome gift offer

📈 How to Maximize Mayura Reward Points

Use the card on IDFC FIRST Bank’s app and partner brands to earn 10X rewards
Redeem reward points on travel, vouchers, merchandise, or cashback
Points don’t expire—save up and splurge when you’re ready!

📲 How to Apply for the Mayura Credit Card Online

Eligibility:

Minimum age: 21 years
Indian resident with regular income
Good credit score (700+) preferred

Steps to Apply:

Visit the official application link: Click Here
Complete the e-KYC and upload your PAN, Aadhaar, and income proof
Get real-time approval and track your card delivery

🔍 Mayura vs Other No-Fee Cards

Feature	Mayura (IDFC)	SimplySAVE (SBI)	Amazon Pay (ICICI)
Annual Fee	₹0	₹499 (waived on ₹1L spend)	₹0
Lounge Access	4/year	No	No
Max Reward Rate	10X	10X on groceries	5% (Amazon only)
Points Expiry	No	Yes	Yes

📚 Related Resources

IDFC FIRST Credit Cards – Official Site
Compare Credit Cards – MoneyControl
RBI Credit Card Guidelines

❓ FAQs – IDFC FIRST Bank Mayura Credit Card

1. Is the IDFC Mayura Card really free for life?

Yes, it has no joining or annual fees, and there are no hidden charges either.

2. How many reward points do I earn?

3X on normal spends, 10X on select categories, and bonus welcome points.

3. How can I redeem reward points?

4. Is lounge access really complimentary?

Yes, you get 4 free domestic lounge visits/year—no minimum spends required.

5. Does the card support EMI?

Yes, IDFC offers low-cost EMIs on large purchases via the app or merchant POS.

🏁 Final Thoughts: Should You Get the Mayura Credit Card?

If you're looking for a lifetime free card with big-brand rewards, travel perks, and zero stress on fees, the IDFC FIRST Mayura Credit Card is a no-brainer.

✅ Smart for beginners✅ Powerful for everyday earners✅ Safe and transparent for long-term use

👉 Apply now with zero fees & instant benefits: Click Here