IDFC FIRST Power Credit Card – Fuel, Utility & Cashback Rewards in One Card

⚡ IDFC FIRST Power Credit Card Review – Maximize Savings on Every Spend

Imagine a credit card that offers fuel surcharge waivers, bill payment cashback, and unlimited rewards on all transactions—all while charging no annual fee. That’s exactly what the IDFC FIRST Power Credit Card brings to the table.

This card is specifically designed for people who want value in daily expenses, including utilities, fuel, and digital payments.

🔍 IDFC FIRST Power Credit Card: Key Facts

Feature	Details
Joining Fee / Annual Fee	₹0 Lifetime Free
Welcome Benefit	₹500 cashback on first spend within 30 days
Reward Rate	Up to 5% cashback on utility & bill payments
Fuel Surcharge Waiver	1% at all fuel stations (up to ₹200/month)
Interest-Free Cash Withdrawal	Up to 48 days from ATMs
Cashback on Utilities	5% on electricity, gas, water, DTH, and telecom bills
Apply Online	👉 Click to Apply Now

💡 Why Choose the IDFC FIRST Power Credit Card?

🔌 1. Daily Utility Payments? Get Paid for It.

Primary Keywords: IDFC FIRST Power Card benefits, utility cashback credit card, zero fee cashback card

Paying bills isn’t exciting—but earning cashback is.

With this card, earn:

• 5% Cashback on bill payments via IDFC app or website

• Applies to electricity, water, gas, DTH, telecom

💰 Max monthly cashback cap: ₹200🔗 Apply now and start earning on your bills

⛽ 2. Fuel Surcharge Waiver = Real Savings

Keywords: fuel credit card India, save on petrol, fuel card for salaried professionals

• 1% Waiver on fuel surcharge across all stations

• Max waiver: ₹200/month

• Valid on transactions ₹200–₹5,000

This benefit alone can save ₹2,400 annually.

⛽ Power your commute smartly: https://bitli.in/QXj1Lus

🆓 3. Lifetime Free Credit Card

Yes, truly zero annual fee—no hidden charges, no spend conditions.

• No joining fee

• No renewal fee

• Keep the card forever with zero maintenance cost

🎉 That’s long-term value you don’t want to miss. Apply here

📊 How It Compares with Similar Cards

Feature	IDFC FIRST Power	SBI SimplySAVE	HDFC MoneyBack+
Annual Fee	₹0	₹499 (waived on spends)	₹500
Cashback on Utilities	5%	No	No
Fuel Surcharge Waiver	Yes (1%)	Yes (1%)	Yes (1%)
Interest-Free Cash	48 days from ATM	No	No

🔗 Learn more from IDFC FIRST Bank Official Site

🎯 Who Should Apply for This Card?

Keywords: credit card for salaried, best no-fee credit card, IDFC card eligibility

This card is perfect for:

• Salaried professionals who pay frequent utility bills

• People commuting by car/bike and spending on fuel

• Anyone seeking rewards without annual fees

🧾 Minimum Requirements:

• Age: 21–60

• Indian resident

• Decent credit score (650+)

📎 Get started: https://bitli.in/QXj1Lus

🧾 Fees & Charges Breakdown

Charge Type	Amount
Joining / Annual Fee	₹0 (Lifetime Free)
Interest Rate	0.75% to 3.5% per month
Late Payment Charges	₹100–₹1,200 based on due amount
Fuel Surcharge Waiver	1% on eligible transactions
Foreign Currency Markup	3.5%

📢 Full T&Cs available on IDFC Credit Card Charges Page

💳 How to Apply for the IDFC FIRST Power Card?

It’s 100% online and takes just 5 minutes:

🖥️ Application Process:

1. Click the link → https://bitli.in/QXj1Lus

2. Fill your PAN, Aadhaar, income info

3. Complete video KYC

4. Instant virtual card access upon approval

📦 Physical card arrives in 5–7 working days.

❓ FAQ – IDFC FIRST Power Credit Card

Q1. What is the credit limit offered?

It depends on your profile, but often ranges between ₹25,000 and ₹5,00,000.

Q2. Can I use it for fuel and utility payments?

Yes, and both categories offer benefits—fuel surcharge waiver + cashback on utilities.

Q3. Is it really lifetime free?

Absolutely. ₹0 joining fee, ₹0 annual fee—forever.

Q4. Is this card accepted internationally?

Yes, it's a Visa credit card accepted globally.

✅ Final Verdict: Should You Apply?

The IDFC FIRST Power Credit Card is a smart, savings-first card ideal for:

• Daily spenders

• Fuel users

• Utility bill payers

With zero annual fees, up to 5% cashback, and real-world perks, it outperforms many paid cards in value.

💳 Ready to power your finances the smart way?👉 Apply Now and start saving instantly.