India Post Payments Bank IFSC Code 2025 – Check & Transfer Funds

📌 Introduction: Why IFSC Codes Matter in 2025

In India’s digital-first banking ecosystem, every fund transfer depends on one critical identifier: the IFSC Code (Indian Financial System Code). Whether you’re transferring money via NEFT, RTGS, or IMPS, entering the correct IFSC code ensures your funds reach the right account without errors.

For India Post Payments Bank (IPPB) customers in Delhi, Maharashtra, the IFSC code is:

👉 IPOS0000001

This IFSC code uniquely identifies the India Post Payments Bank IMPs branch at New Delhi (Gole Market).

👉 Use this for bank transfers, or explore smarter payment solutions here: Secure Payments with Razorpay

🏦 What is an IFSC Code?

An IFSC Code is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to each branch of a bank. It plays a vital role in enabling secure digital transactions.

• ✅ Unique Identification – Ensures no two branches have the same code

• ✅ Error-Free Transactions – Prevents wrong transfers

• ✅ Mandatory for NEFT/RTGS/IMPS – Online fund transfers cannot be processed without it

📍 India Post Payments Bank IFSC Code (Delhi Branch)

Bank Name	India Post Payments Bank (IPPB)
IFSC Code	IPOS0000001
Branch	IMPs, New Delhi (Maharashtra Listing)
MICR Code	NA
Contact	+91 1123362148
Address	2nd Floor, Speed Post Center, Bhai Vir Singh Marg, Gole Market, New Delhi – 110001

⚙️ Structure of the IFSC Code Explained (IPOS0000001)

Let’s break down what IPOS0000001 means:

• First 4 letters (IPOS): Represent the bank (India Post Payments Bank)

• Fifth digit (0): Reserved (always zero)

• Last 6 digits (000001): Represent the branch code

So, IPOS0000001 = India Post Payments Bank, Delhi IMPs Branch.

✨ Benefits of Using IFSC Codes

Using the right India Post Payments Bank IFSC Code ensures:

• 🔒 Safe Transactions: Each IFSC code uniquely identifies your branch

• ⚡ Faster Transfers: Smooth routing for NEFT, RTGS & IMPS payments

• 📊 RBI Tracking: Helps RBI monitor and regulate online fund flows

• 💡 Lower Errors: No confusion between multiple branches of the same bank

💳 How to Use IFSC Code for Fund Transfers

When sending money online, you’ll need:

1. Beneficiary Name

2. Bank Name

3. Account Number

4. IFSC Code (IPOS0000001)

Once entered, the bank system validates details and executes the transfer instantly (IMPS) or within hours (NEFT/RTGS).

🧾 Quick Reference Table: India Post Payments Bank IFSC

Transaction Type	Is IFSC Required?	Processing Time
NEFT	Yes	2–4 Hours / Working Day
RTGS	Yes	Instant (for ≥ ₹2L)
IMPS	Yes	Real-time (24x7)
UPI	No (UPI ID used)	Real-time

🌍 Trusted Resources for Verification

• RBI IFSC Code Database

• India Post Payments Bank Official Website

• Government GST Portal

🔗 Related Reads (Internal Links)

• Simplify Business Payments with Razorpay

• Guide to GST Calculator for Indian Startups

• Preventing Digital Wallet & UPI Frauds in 2025

❓ FAQs: India Post Payments Bank IFSC Code

Q1. What is the IFSC code for India Post Payments Bank in Delhi?The IFSC code is IPOS0000001 for the New Delhi IMPs branch.

Q2. Can I do UPI transfers using IFSC codes?No. UPI uses a UPI ID instead of IFSC codes. IFSC is only needed for NEFT, RTGS, and IMPS.

Q3. What happens if I enter the wrong IFSC code?If the account number is correct but IFSC is wrong, the transfer may fail. Always double-check IFSC before sending funds.

Q4. Where can I confirm India Post Payments Bank IFSC codes?You can verify on the RBI website, official IPPB site, or Razorpay IFSC finder tool.

✅ Final Thoughts: Why IFSC Accuracy Matters

In 2025, where digital transactions power 80% of India’s banking economy, an incorrect IFSC can disrupt payments and cause unnecessary stress.

For India Post Payments Bank customers in Delhi, always use:👉 IFSC Code: IPOS0000001 for your IMPS, NEFT, and RTGS transactions.

And if you want to go beyond traditional transfers, explore Razorpay’s smart business payment solutions here: Razorpay Payments Platform