SBI BPCL Credit Card – Save on Every Fuel Refill at BPCL Pumps

SBI BPCL Credit Card Review: Maximum Savings at Every Fuel Station Stop

If you spend heavily on fuel each month, you shouldn’t just fill up and drive away empty-handed. The SBI BPCL Credit Card is tailor-made for frequent drivers who want to earn cashback and reward points on every litre at Bharat Petroleum outlets.

Backed by SBI Cards and Bharat Petroleum, this co-branded card blends loyalty, convenience, and savings—making it an ideal choice for daily commuters and long-distance travelers alike.

⛽ SBI BPCL Credit Card – Quick Overview

Feature	Details
Joining Fee	₹499 + GST (Reversed on ₹50,000 spend/year)
Welcome Benefit	₹250 cashback on first fuel spend of ₹500 or more within 30 days
Fuel Benefits	Up to 4.25% value back at BPCL stations
Rewards on BPCL Fuel	13X Reward Points (4.25%)
Other Rewards	1 RP per ₹100 on non-fuel retail spends
Annual Fee Waiver	Spend ₹50,000 in a year to waive the fee
Fuel Surcharge Waiver	1% at BPCL (up to ₹100/month)
Apply Now	👉 Apply Instantly

🚘 How This Card Benefits Fuel Spenders

Primary Keywords: SBI BPCL Credit Card, fuel cashback card, best credit card for petrol

🔥 1. 4.25% Value Back on Fuel

Every time you fuel up at Bharat Petroleum outlets, you earn:

• 13X Reward Points = ₹13 worth per ₹100 spent

• 1% surcharge waiver, adding to your savings👉 Claim this benefit every time you fill your tank.

📈 Real Impact:

If you spend ₹5,000/month on fuel:

• ₹212.50 saved per month

• ₹2,550+ saved per year!

🛍️ Additional Lifestyle Benefits

Secondary Keywords: SBI card non-fuel rewards, BPCL SBI credit card shopping benefits

🛒 Earn on Non-Fuel Spends Too

• 1 Reward Point per ₹100 spent on groceries, shopping, dining, and more

• Accepted across all Mastercard/Visa merchants and online platforms👉 Get your SBI BPCL Card here and start earning on every swipe.

🛡️ Security Features

• EMV chip for fraud protection

• Tap & Pay contactless technology

• Real-time SMS/email alerts on all transactions

📊 Monthly Savings Snapshot

Category	Monthly Spend	Rewards Earned	Approx. Value Back
BPCL Fuel	₹5,000	650 RPs (13x)	₹162.50
Grocery/Shopping	₹3,000	30 RPs (1x)	₹7.50
Total	₹8,000	680 RPs	₹170+ saved

🧠 Pro Tip: You can redeem points for BPCL fuel vouchers or other products via the SBI Rewards platform.👉 Apply now to start saving

📥 How to Apply for the SBI BPCL Credit Card

Tertiary Keywords: apply SBI BPCL card online, BPCL SBI card eligibility, documents required SBI card

✅ Eligibility:

• Age: 21–60 years

• Indian Resident

• Minimum income: ₹18,000/month

• Credit score of 700+ recommended

📄 Required Documents:

• PAN Card

• Aadhaar Card / Voter ID

• Salary Slip / ITR

🕐 Takes just 2 minutes: 👉 Apply Online Here

🔗 Related Resources

• SBI Credit Card Portal

• BPCL Fuel Station Locator

• SBI Rewards Redemption

❓FAQs – SBI BPCL Credit Card

1. What is the cashback on fuel with this card?

You get up to 4.25% value back in the form of reward points + 1% fuel surcharge waiver at BPCL pumps.👉 Start earning now

2. Is this card valid at non-BPCL fuel stations?

You can use it, but rewards are maximized only at BPCL outlets.

3. Can I redeem reward points directly for fuel?

Yes, you can convert your points into BPCL fuel vouchers via the SBI Card portal.

4. How can I avoid the annual fee?

Spend ₹50,000 or more annually and the ₹499 fee is waived for the following year.

5. Is there a mobile app for managing the card?

Yes! Download the SBI Card App to track spends, pay bills, and redeem rewards.

✅ Final Verdict: Is the SBI BPCL Card Right for You?

If you spend ₹4,000+ on fuel monthly, the SBI BPCL Credit Card gives unmatched savings through 13X reward points, cashback, and surcharge waivers.

🎯 Perfect for:

• Office commuters

• Cab drivers and fleet owners

• Long-distance travelers

💡 Don’t just fuel up—fuel smart.👉 Apply today and get ₹250 cashback + long-term fuel savings