SBI Miles Credit Card – Travel Smart & Earn Air Miles on Every Spend
- Abhinand PS
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- May 2
- 3 min read
✈️ SBI Miles Credit Card Review: Turn Every Swipe into a Flight
Imagine swiping your card at a café and earning miles toward your next international trip. With the SBI Miles Credit Card, every transaction brings you closer to the skies. Designed for globetrotters, business travelers, and smart spenders, this card turns everyday expenses into travel perks.
🧭 At a Glance: SBI Miles Credit Card Features
Feature | Details |
Joining Fee | ₹499 + GST (Reversed on ₹1L annual spend) |
Welcome Bonus | 1,500 Miles on first ₹2,000 spent within 60 days |
Mile Accrual Rate | 4 Miles/₹100 on travel & dining, 2 Miles/₹100 elsewhere |
Lounge Access | 4 Complimentary Domestic Airport Lounges/Year |
Airline Partnerships | InterMiles, AirAsia, Vistara, and more |
Foreign Markup Fee | 3.5% + GST |
Annual Fee Waiver | Spend ₹1,00,000 annually to waive fee |
Apply Now |
🌍 Travel Smarter: Why Choose SBI Miles Credit Card?
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✨ 1. Earn Miles on Every Transaction
Whether you’re dining out, booking flights, or shopping online:
4 Miles per ₹100 spent on travel, dining, and airline bookings
2 Miles per ₹100 on all other retail purchases
✈️ 2. Free Lounge Access
Long layover? Enjoy 4 free visits/year to major domestic airports.
Relax with complimentary Wi-Fi, snacks, and comfort
Valid at over 20 airport lounges across India
📈 Mile Conversion: What Are They Worth?
Airline Partner | Miles to Points Conversion | Redemption Options |
InterMiles | 1:1 | Free flights, hotel bookings, e-vouchers |
AirAsia BIG Points | 1:0.9 | Flight upgrades and seat reservations |
Vistara Club Vistara | 1:1 | Free tickets and cabin class upgrades |
✳️ On average, 1 mile = ₹0.40–₹0.75, depending on redemption type.
💳 Additional Perks of SBI Miles Credit Card
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EMV Chip Protection: Secure online and offline transactions
24x7 Customer Service: Assistance during domestic or international travel
Tap & Pay: Contactless technology for seamless payments
Global Acceptance: Use it in more than 200 countries
📥 How to Apply for SBI Miles Credit Card?
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✅ Eligibility:
Age: 21 to 60 years
Income: ₹25,000/month and above
Good credit history (CIBIL Score 700+)
📄 Required Documents:
PAN Card
Aadhaar Card/Passport
Salary Slip or IT Returns
🧾 Apply in minutes with 100% digital process: 👉 Apply here
🎯 Ideal For:
Business travelers who take frequent domestic or international flights
Solo travelers booking hotels and flights online
Professionals who dine out and travel often
🔗 Useful Resources
SBI Card Travel Page
RBI Credit Card Guidelines
❓FAQ – SBI Miles Credit Card
1. How do I redeem my miles?
Log in to SBI Card portal, select a partner (e.g., InterMiles), and redeem miles for flights or vouchers.
2. Is there a fuel surcharge waiver?
This card is travel-focused. Fuel surcharge benefits are not its strong point—use other SBI cards for fuel.
3. Can I convert miles to cashback?
No. Miles can be redeemed for flights, upgrades, or hotel stays only.
4. What is the lounge access limit?
You get 4 complimentary visits per year at domestic lounges.
🏁 Final Thoughts: Is SBI Miles Credit Card Worth It?
If you’re someone who:
Travels 2–3 times a year or more
Books flights and hotels online
Spends ₹10,000+ monthly on lifestyle and travel
Then the SBI Miles Credit Card is a rewarding travel companion. The value of lounge access and mile conversion easily outweighs the annual fee, especially if you travel smart.
🧳 Don’t just swipe—fly for free.👉 Apply today and earn 1,500 bonus miles instantly
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