SBI Simply Click Credit Card – Best for Online Shopping & Rewards

SBI Simply Click Credit Card Review: The Smart Shopper’s Ultimate Companion

Online shopping is the new normal—and if you're not earning rewards for every swipe, you're missing out. The SBI Simply Click Credit Card is tailor-made for digital shoppers, offering enhanced reward points on popular e-commerce platforms and first-year fee waivers.

Whether you're ordering gadgets, groceries, or gifts—this card is designed to give you back more than you spend.

📌 At a Glance: SBI Simply Click Credit Card

Feature	Details
Annual Fee	₹499 + GST (Waived on ₹1L spend/year)
Welcome Benefit	₹500 Amazon voucher on joining
Reward Points	10X on Amazon, BookMyShow, Cleartrip, etc.
Standard Rewards	1 RP per ₹100 spent on other purchases
Fuel Surcharge Waiver	1% at all petrol pumps (₹500–₹3,000 txn)
Annual Milestone Benefit	₹2,000 Cleartrip voucher on ₹1L yearly online spend
Apply Now	👉 Apply Now

🛒 Why Digital Shoppers Love This Card

Primary Keywords: SBI Simply Click Credit Card, best credit card for online shopping, SBI credit card apply online

🎯 1. 10X Rewards on Online Partners

Earn 10X reward points when you shop on:

• Amazon

• Cleartrip

• BookMyShow

• Lenskart

• Netmeds

• UrbanClap

This means if you spend ₹10,000 on Amazon, you earn 1,000 reward points.👉 Get your card here and start earning from your next order!

🤑 2. Welcome Gift Worth ₹500

Get an instant ₹500 Amazon voucher when you join and pay your first bill. That’s already covering your joining fee.

💡 Pro Tip: Combine this card with seasonal sales like Amazon Great Indian Festival or Flipkart Big Billion Days to maximize your rewards.

📈 Statistics That Prove It's Worth It

• As per RBI data, online card transactions grew by 38% YoY in 2024.

• Average Indian e-shopper spends ₹6,000/month—With 10X rewards, that’s nearly ₹720 worth of points annually.

• SBI Cards has a market share of 19%, one of India’s largest.

👉 Apply Now in 2 Minutes and become a smarter spender.

💰 Real-Life Scenario: How Much Can You Earn?

Imagine this:

Category	Monthly Spend	Rewards Rate	Monthly Points
Amazon	₹4,000	10 RP/₹100	400
BookMyShow	₹2,000	10 RP/₹100	200
Other Shopping	₹3,000	1 RP/₹100	30
Total	₹9,000	—	630 RP

Over 12 months = 7,560 Reward Points(That’s worth over ₹1,500+ in redemptions!)

🔁 Redemption Options

Secondary Keywords: SBI rewards redemption, redeem SBI credit card points

You can redeem your points for:

• E-vouchers from Amazon, Myntra, Flipkart

• Flight tickets on Cleartrip

• Gift items from SBI Rewards Catalogue👉 Apply and start earning today

🛡️ Safety & Security Features

• EMV chip-enabled for fraud protection

• OTP for all online transactions

• Contactless payment supported

• Auto SMS alerts for all spends

🌐 Apply securely through SBI’s official link

🧠 Pro Tips to Maximize Benefits

• Set Amazon as your default shopping site to get 10X rewards.

• Use the card for Cleartrip bookings to earn & redeem faster.

• Reach ₹1 lakh online spend/year to unlock ₹2,000 Cleartrip voucher.

🟢 Bonus Tip: Use on UPI-based apps (like Paytm or Amazon Pay) for indirect rewards.

👉 Get Started with SBI Simply Click

📥 How to Apply for SBI Simply Click Credit Card

Tertiary Keywords: SBI Simply Click Credit Card apply, apply SBI card online

Documents Required:

• PAN Card

• Aadhaar Card

• Latest Salary Slip or ITR

• Address Proof

Eligibility:

• Minimum age: 21 years

• Income: ₹20,000/month or more

• Good credit history (750+ preferred)

✅ Apply hassle-free online: Click here to apply

🔗 Related Resources

• Compare other SBI Credit Cards

• SBI Rewards Catalogue

• RBI on Credit Card Trends

❓Frequently Asked Questions (FAQ)

1. Is SBI Simply Click a lifetime free credit card?

No, the card has a ₹499 annual fee, but it's waived on annual spend of ₹1 lakh.👉 Apply here and waive the fee easily.

2. How do I redeem my reward points?

Log in to the SBI Card portal → Go to 'Rewards' → Choose product/voucher → Redeem.

3. Can I use it for UPI payments?

Currently, most UPI apps don’t support credit cards, but you can load wallets and still earn base rewards.

4. Does SBI Simply Click work internationally?

Yes, it is enabled for international usage with dynamic currency conversion charges applicable.

✅ Final Verdict

If you’re someone who shops online regularly, the SBI Simply Click Credit Card offers excellent value with 10X rewards, milestone bonuses, and flexibility. It’s beginner-friendly, affordable, and perfect for India’s growing e-commerce audience.

🎯 Act now and claim your ₹500 Amazon voucher + earn as you spend:👉 Apply Online in 2 Minutes