SBI Simply Save Credit Card – Earn 10X Rewards on Daily Spends

SBI Simply Save Credit Card Review: Save More on Your Daily Spending

In a world where every rupee counts, imagine earning rewards on groceries, dining out, and your weekend movies. That’s what the SBI Simply Save Credit Card offers—10X rewards on essential everyday categories.

Whether you're buying groceries for the month or enjoying a family dinner, this card lets you save while you spend.

📊 SBI Simply Save Credit Card – Key Highlights

Feature	Details
Joining Fee	₹499 + GST (Waived on ₹1L annual spend)
Welcome Benefit	₹100 cashback on first ₹2,000 spent within 30 days
10X Rewards Categories	Dining, Movies, Departmental Stores, Grocery
Regular Rewards	1 Reward Point per ₹150 spent
Fuel Surcharge Waiver	1% (on ₹500–₹3,000 per transaction)
Contactless Payments	Yes, Tap & Pay enabled
Apply Now	👉 Click Here to Apply

🍽️ Save Big on Everyday Essentials

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🛒 1. 10X Rewards on Core Spending Categories

Spend smart and earn faster with 10X points when you shop at:

• Grocery stores

• Departmental stores

• Movie theaters

• Restaurants

So, if you spend ₹3,000 on groceries, you earn 200 reward points—that’s 10x more than standard cards.

👉 Start saving with every swipe

📈 Why This Card Makes Financial Sense

🔢 Real-World Spending Scenario

Category	Monthly Spend	Rewards Rate	Monthly Points
Grocery & Dining	₹4,000	10 RP/₹150	267
Other Purchases	₹3,000	1 RP/₹150	20
Total	₹7,000	—	287 RP

That’s 3,444 points/year—enough to redeem for e-vouchers, merchandise, or discounts.

🧾 Stat Insight:

As per SBI Cards’ annual report, over 60% of Simply Save users use it primarily for groceries and dining—this shows its strength as a lifestyle card.

💰 Cashback & Rewards That Matter

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🎁 Welcome Gift

• ₹100 cashback on a minimum spend of ₹2,000 within 30 days of card issuance👉 Apply now to grab the cashback

🎉 Redemption Options

• Redeem points on SBI Card portal

• Use points for Amazon/Flipkart gift vouchers

• Get movie vouchers or statement credits

🔗 SBI Rewards Portal

🛡️ Safety Features

• EMV Chip + PIN enabled for enhanced security

• Tap & Pay for faster checkouts

• OTP-based authentication on all online transactions

🟢 Apply for secure transactions with SBI

🧠 Pro Tips to Maximize Benefits

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• Always use the card at listed 10X merchants—groceries, movies, restaurants.

• Use auto-pay for bills via card to earn reward points consistently.

• Combine with offers on the SBI Card App or partner deals for double benefits.

📲 Check ongoing SBI Card offers

📥 How to Apply for SBI Simply Save Credit Card

✅ Eligibility:

• Age: 21 to 60 years

• Income: ₹18,000/month or more

• Indian Resident with valid KYC documents

📄 Required Documents:

• PAN Card

• Aadhaar Card

• Salary Slip/ITR/Bank Statement

⏱️ Apply online in 2 minutes: 👉 Click here to apply now

🔗 Related Resources

• Compare SBI Cards

• Learn How to Improve CIBIL Score

• RBI Consumer Awareness Portal

❓Frequently Asked Questions (FAQs)

1. What is the annual fee for SBI Simply Save Credit Card?

₹499 + GST, but it’s waived if you spend ₹1 lakh in a year.👉 Apply now

2. What is the reward point value?

Each reward point is approximately worth ₹0.25. You can redeem them on SBI's rewards portal.

3. Does it support contactless payments?

Yes, it supports Tap & Pay for transactions under ₹5,000.

4. Is there a fuel surcharge waiver?

Yes, you get a 1% waiver on fuel transactions between ₹500–₹3,000.

✅ Final Verdict: Should You Get This Card?

If you spend regularly on groceries, food, movies, and essentials, the SBI Simply Save Credit Card can save you thousands a year in the form of rewards and cashback. It’s simple, affordable, and ideal for first-time users and budget-conscious professionals.

🎯 Ready to save smarter on your everyday purchases?👉 Apply Now – Instant Online Process