Scapia Credit Card 2025 | Travel Rewards & Unlimited Lounge Access

Introduction

For frequent travelers and smart spenders in India, the Scapia Credit Card 2025 offers an unmatched blend of travel rewards, seamless convenience, and cost-saving benefits. A pioneering collaboration between Scapia—the travel-first fintech platform—and Federal Bank, this unique credit card combines the power of dual networks Visa and RuPay for a single credit limit and statement. Whether you're booking flights, trains, or hotels, or simply spending daily, the Scapia Credit Card is built to upgrade your lifestyle while saving money and earning attractive rewards.

What Makes the Scapia Credit Card a Must-Have in 2025?

1. Dual-Network Convenience with Visa & RuPay

• Enjoy the flexibility of using both Visa and RuPay networks on one card.

• One credit limit, one statement, but twice the acceptance—online, offline, international, and UPI payments.

• Simplified management of all spends in one place for ultimate control.

2. Exceptional Travel Rewards and Perks

• Earn 10% Scapia Coins on every eligible spending, both online and offline, with no upper limit.

• Get 20% bonus Scapia Coins when you book travel tickets or hotels via the Scapia app.

• Redeem Scapia Coins instantly for flights, hotels, train and bus tickets, and even visa applications—all available through the Scapia app.

• Unlimited domestic airport lounge access across 60+ airports in India upon meeting monthly minimum spends.

• Complimentary dining, shopping, and spa offers at partner airport locations.

3. Zero Foreign Exchange Markup & No Annual Fees

• Enjoy zero forex markup fees on all international transactions, saving money on overseas spending.

• The card comes with no joining or annual fees, making it a cost-effective choice for regular travelers.

• Ideal for both domestic journeys and international adventures.

4. Flexible Payment Options & Additional Savings

• Convert travel-related expenses into no-cost EMI for a 3-month term with interest cost borne by the bank.

• Benefit from fuel surcharge waivers up to ₹5,000 per month with a 1% waiver on fuel transactions.

• Round-the-clock concierge service ensuring a premium experience.

Quick Features & Benefits Table

Feature	Description	Benefit
Dual Network (Visa & RuPay)	One card, one limit for seamless offline, online & UPI use	Maximum acceptance and convenience
10% Scapia Coins Rewards	Earn on all eligible spends with unlimited earning potential	High cashback equivalent
20% Bonus on Travel Bookings	Extra coins when booking flights, hotels, trains, buses	Enhanced savings on travel costs
Unlimited Domestic Lounge Access	Access 60+ lounges with monthly minimum spends	Comfortable travel experience
Zero Forex Markup	No foreign transaction fees on international spends	Save on overseas shopping and travel
No Joining & Annual Fees	Free for lifetime	Cost-effective credit solution
No-Cost EMI	Convert travel expenses into easy EMIs for 3 months	Manage expenses without extra cost
Fuel Surcharge Waiver	1% waiver on fuel spend up to ₹5,000 monthly	Savings on fuel expenses
24x7 Concierge Service	Personalized support anytime	Premium user assistance

How to Get Started with the Scapia Credit Card

Step 1: Apply Online

Visit the official Scapia website or Federal Bank's platform to apply online. Eligibility requires Indian residency and being between 21-65 years old.

Step 2: Use the Scapia App

Download and register on the Scapia app to manage bookings, rewards, and payments seamlessly.

Step 3: Make Eligible Transactions

Use your card for daily expenses and travel bookings to start earning Scapia Coins and unlock lounge privileges.

Step 4: Redeem Rewards & Enjoy Perks

Redeem your earned coins instantly through the app for travel bookings or visa services, and make the most of your lounge access and other benefits.

Internal & External Linking Recommendations

• For more tips on maximizing credit card rewards and travel hacks, visit abhinandps.com.

• Refer to the Reserve Bank of India (.gov) for secure digital payments guidelines.

• Explore travel safety and planning tips on authoritative portals like .edu institutions.

Frequently Asked Questions (FAQ)

Q1: How do I earn and redeem Scapia Coins?A: Earn 10% Scapia Coins on all eligible spends and an additional 20% bonus when booking travel through the Scapia app. Redeem coins instantly for flights, hotels, buses, trains, and visa applications via the app.

Q2: What are the requirements for unlimited domestic lounge access?A: Spend ₹10,000 monthly on the Visa variant or ₹15,000 on the RuPay variant to enjoy unlimited domestic airport lounge access across 60+ locations.

Q3: Is the Scapia Credit Card suitable for international travelers?A: Yes, with zero forex markup fees on international transactions and global Visa network acceptance, it’s ideal for overseas spending without extra cost.

Conclusion

The Scapia Credit Card 2025 is a revolutionary travel-focused credit card that smartly blends dual-network convenience with rewarding benefits for both everyday and travel expenses. Its no annual fee structure, generous rewards, unlimited lounge access, and zero forex markup make it a perfect companion for frequent travelers and savvy spenders alike. Manage all your spends, earn valuable rewards, and experience premium travel perks—all through a single card and app.

Activate your Scapia Credit Card today and elevate your travel and spending experience: https://inr.deals/fX1Js6.