Standard Chartered Bank Credit Card - Best Rewards & Benefits 2025

Introduction

If you're looking for a credit card in India that combines rewarding perks, flexible benefits, and premium experiences, Standard Chartered Bank Credit Cards stand out as an excellent choice in 2025. Whether you are a frequent traveler, an online shopper, or someone who loves cashback and reward points, Standard Chartered offers a diverse range of credit cards to fit your lifestyle and spending habits.

This blog post dives into the top credit card offerings by Standard Chartered Bank, highlighting their features, benefits, fees, eligibility, and application process, all crafted with the latest SEO techniques to help you rank highly on Google and make an informed decision.

Why Choose Standard Chartered Bank Credit Cards?

• Wide Range of Cards: Various options catering to travel, rewards, cashback, premium lifestyle, and daily expenses.

• Reward Points & Cashback: Earn accelerated rewards on flights, dining, groceries, fuel, and shopping.

• Airport Lounge Access: Complimentary lounge visits that enhance your travel experience.

• Flexible Payment Options: Convert spends into easy EMIs, get balance transfers, and credit card loans.

• Low Forex Markup: Competitive foreign currency transaction fees for overseas spending.

• Digital Convenience: Seamless application and management via mobile and online banking.

Top Standard Chartered Credit Cards in 2025 and Their Features

Credit Card Name	Joining Fee & Annual Fee	Key Benefits
EaseMyTrip Credit Card	₹350 + GST	Up to 20% off on EaseMyTrip bookings, rewards, 3 domestic & 2 international lounge visits per year
Rewards Credit Card	₹250 + GST	Accelerated 4x rewards on retail spends, fuel surcharge waiver, lounge access quarterly
Ultimate Credit Card	₹5,000	5 reward points per ₹150 spent, 5% cashback on duty-free, 12 lounge visits, golf perks
Super Value Titanium Credit Card	₹750	5% cashback on fuel, utility bills, Priority Pass for Premium clients
Smart Credit Card	₹499	₹500 Amazon Pay voucher on activation, rewards and cashback
Platinum Rewards Credit Card	₹250 (waived on ₹60k spend)	100% cashback up to ₹500 on dining in 90 days, reward points multiplier
Priority Banking Visa Infinite Card	No fees for Priority clients	5x rewards internationally or retail, 24 lounge visits, high-value travel insurance

Benefits of Standard Chartered Credit Cards

Reward Points and Cashback

Earn competitive rewards such as 4-5x points on categories including dining, travel, retail, and fuel. Redeem points easily for flights, merchandise, or statement credits.

Airport Lounge Access

Depending on the card type, gain complimentary access to domestic and international airport lounges via Priority Pass or direct partners, enhancing your travel comfort.

Flexible EMI & Balance Transfer Facilities

Convert large purchases or outstanding balances into EMIs at attractive interest rates with no or low processing fees. Transfer balances from other credit cards to save on interest.

Travel & Insurance Perks

Many cards include air accident cover up to ₹1 crore, medical insurance abroad, and travel inconvenience insurance, providing peace of mind.

Digital Management & Security

Effortlessly manage cards via the Standard Chartered mobile app or internet banking, including instant blocking, statements, and reward tracking.

Eligibility Criteria

• Resident Indian aged 21 to 65 years (may vary slightly by card type).

• Stable income with minimum income thresholds based on card.

• Good credit score and clean credit history.

• Necessary KYC documents: PAN, Aadhaar, address proof, and income proof.

How to Apply for a Standard Chartered Credit Card?

1. Visit the Standard Chartered Bank credit card application page or use their mobile app.

2. Choose the card that suits your lifestyle and financial needs.

3. Fill out the application form with accurate personal and financial details.

4. Upload requisite documents for KYC and income verification.

5. Submit your application and await approval, which may be instant or take a few working days.

6. Upon approval, receive your card by post and activate it using the bank's digital services.

Quick Facts: Standard Chartered Credit Cards at a Glance

Aspect	Detail
Joining Fee Range	₹0 to ₹5,000, varies by card
Annual Fee Range	₹0 to ₹5,000, some waivers on spending
Reward Points Rate	Up to 5x points on specific categories
Cashback Offers	Up to 5% cashback on fuel, dining, utilities
Airport Lounge Access	Domestic & International, from 1 to 24 visits
Foreign Currency Markup Fee	Low, around 2%
EMI Conversion	Available on spends above ₹5,000 with tenor 6 months-5 years
Balance Transfer Limit	Up to ₹5 lakh
Travel Insurance Cover	Air accident cover up to ₹1 crore

Frequently Asked Questions (FAQs)

Q1: Can I waive the annual fee on Standard Chartered credit cards?Many cards offer annual fee waivers if you meet specific spending thresholds within the year, such as ₹50,000 to ₹60,000.

Q2: What is the reward point redemption process?You can redeem points via the bank’s website or app towards flight bookings, cashback, merchandise, or gift vouchers.

Q3: Are Standard Chartered credit cards accepted internationally?Yes, most cards are powered by Visa or Mastercard and accepted globally, with low currency conversion fees.

Useful Links

• For detailed credit card comparisons and personal finance tips, visit abhinandps.com.

• Learn more about responsible credit use and credit scores on Forbes.

Unlock rewarding benefits and elevate your spending experience with a Standard Chartered Bank Credit Card in 2025. Apply now through this exclusive link to get your perfect card: https://extp.in/8r8wYN