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Unlock Benefits with the HDFC Bank Swiggy Credit Card – Apply Now for Exclusive Rewards

  • Writer: Abhinand PS
    Abhinand PS
  • Apr 25
  • 3 min read

HDFC Bank Swiggy Credit Card: A Comprehensive Guide to Maximizing Your Rewards

The HDFC Bank Swiggy Credit Card is an ideal choice for food lovers and frequent diners who want to make the most of their spending. Whether you’re a regular on food delivery apps like Swiggy or simply looking for a credit card that gives you value with every purchase, this card promises to offer a variety of perks. From cashback on Swiggy orders to lifestyle benefits, it’s all about maximizing your spending power.



Swiggy HDFC Bank Credit Card ad with card image, coins, and "Apply Now" button on a purple gradient background. Text highlights benefits.

In this detailed guide, we’ll explore how you can make the most out of the HDFC Bank Swiggy Credit Card, its key features, and its benefits. Whether you’re an existing HDFC customer or someone looking for a new credit card, this post will help you understand why this card is worth considering.

Key Features of the HDFC Bank Swiggy Credit Card

The HDFC Bank Swiggy Credit Card comes with several appealing features that can save you money and help you earn rewards. Here's a breakdown:

1. Swiggy-Specific Benefits

  • 10% Cashback on Swiggy Orders: Get 10% cashback (up to ₹100) on all orders placed through Swiggy, making it perfect for those who regularly enjoy food deliveries.

  • Discounts on Swiggy Super Subscription: Enjoy a discount on your Swiggy Super membership, which offers free delivery and additional benefits.

2. Lifestyle and Shopping Benefits

  • 5% Cashback on Dining & Entertainment: Receive cashback on dining, movies, and more.

  • 1% Cashback on All Other Purchases: Earn rewards on your day-to-day expenses, including groceries, fuel, and shopping.

3. Welcome Benefits

  • Welcome Voucher for Swiggy: As a new cardholder, you’ll get a voucher worth ₹500 that can be redeemed on Swiggy orders.

Why Choose the HDFC Bank Swiggy Credit Card?

The HDFC Bank Swiggy Credit Card is perfect for the modern shopper who loves dining out or ordering food online. Here’s why this card could be your ideal companion:

Actionable Insights: Maximize Your Benefits

  • Order Frequently? Take full advantage of the 10% cashback on Swiggy orders to save on your monthly food bills.

  • Use for Dining Out: Enjoy 5% cashback on dining, which is great for regular restaurant-goers.

  • Leverage the Welcome Voucher: Apply for the card today and use your welcome voucher on your next Swiggy order.

Statistical Data: How Big is the Savings Opportunity?

According to industry reports, consumers spend an average of ₹5,000 per month on food delivery. With the 10% cashback on Swiggy orders, you could save up to ₹500 each month just by ordering food through the Swiggy app. This can add up to significant savings over the year.

Feature

Benefit

Cashback/Discount

Swiggy Orders

10% cashback

Up to ₹100 per month

Dining and Entertainment

5% cashback

On dining, movies, and more

General Purchases

1% cashback

On all other spends

Welcome Offer

Swiggy Voucher

₹500 off your next Swiggy order

How to Apply for the HDFC Bank Swiggy Credit Card

Applying for the HDFC Bank Swiggy Credit Card is simple. Click on the link below to apply:

Eligibility Criteria:

  • Age: Between 21 to 60 years

  • Income: ₹25,000 per month (for salaried individuals) or ₹3 lakh per annum (for self-employed individuals)

  • Credit Score: A good credit score (above 750) will improve your chances of approval.

FAQs About the HDFC Bank Swiggy Credit Card

Q1: How long does it take to receive the card?Once your application is approved, the card will be dispatched within 10-15 working days.

Q2: Can I use my cashback for Swiggy Super subscription?Yes, the cashback earned on Swiggy orders can be applied to your Swiggy Super subscription.

Q3: Are there any annual fees for the card?The annual fee for the HDFC Bank Swiggy Credit Card is ₹500, which can be waived off if you spend more than ₹50,000 annually.

Q4: How can I check my cashback balance?You can check your cashback balance through the HDFC Bank mobile app or by logging into your online banking account.

Conclusion

The HDFC Bank Swiggy Credit Card is perfect for foodies, dining enthusiasts, and anyone who regularly orders from Swiggy. With its range of rewards, cashback, and discounts, it not only helps you save but also enhances your dining experience. Apply today and start enjoying the rewards!

For easy application, visit the link below:Apply for HDFC Bank Swiggy Credit Card

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