SBI SimplyCLICK Credit Card 2025 | Top Rewards for Online Shopping

Introduction

In the digital-first age of 2025, a credit card that rewards your online lifestyle while offering convenience and security is a must-have. The SBI SimplyCLICK Credit Card is designed specifically for online shoppers who want to get the most value from their digital spends. With generous reward points, exclusive partner benefits, milestone perks, and fuel surcharge waivers, the SimplyCLICK Card is engineered to amplify savings and elevate your e-commerce experience. In this post, we explore why the SBI SimplyCLICK Credit Card is making waves in 2025 and why it should be your go-to shopping companion.

Why the SBI SimplyCLICK Credit Card Stands Out in 2025

SBI has tailored the SimplyCLICK Credit Card to prioritize what digital consumers want most—rewarding online shopping with meaningful benefits and ease of use.

1. Accelerated Reward Points for Online Shopping

• Earn 10X reward points for every ₹100 spent on online purchases with exclusive partners, including popular brands like Myntra, BookMyShow, Cleartrip, Domino’s, Apollo 24x7, IGP, Netmeds, and Yatra.

• Gain 5X reward points on other online spends beyond partner merchants.

• For all offline or non-online spends, earn 1 reward point per ₹100 spent.

• Reward points have a value of 0.25 rupees per point, maximizing your cashback potential.

2. Welcome Gift and Milestone Benefits

• Kickstart your journey with an Amazon.in gift card worth ₹500 upon payment of the annual fee of ₹499 + taxes.

• Unlock milestone e-vouchers worth ₹2,000 each from Cleartrip or Yatra when you spend ₹1 lakh and ₹2 lakh annually online.

• Annual fee waiver available if you spend ₹1 lakh or more in the previous year, making this card cost-effective for frequent users.

3. Convenience and Security Features

• Contactless payment technology enables hassle-free, safe payments for small transactions up to ₹5,000.

• Accepted globally at over 24 million merchant outlets, including more than 3.25 lakh locations in India.

• Fuel surcharge waiver of 1% on fuel transactions between ₹500 and ₹3,000, capped at ₹100 per statement cycle.

4. Flexible Payment Options and Management

• Convert purchases above ₹2,500 into easy EMI payments with the Flexipay feature.

• Balance transfer facility lets you transfer due amounts from other credit cards at attractive interest rates.

• Add-on cards are available for family members above 18 to consolidate rewards.

Quick Features & Benefits Table

Feature	Description	Benefit
10X Reward Points	Earn on online spends with partner brands	Maximize cashback for online shopping
5X Reward Points	On other online purchases	Boost rewards on general e-commerce spends
₹500 Amazon Gift Card	Welcome gift on annual fee payment	Instant value on card joining
Milestone E-Vouchers	₹2,000 vouchers on annual online spends ₹1L & ₹2L	Extra savings on travel and entertainment
Contactless Payments	Tap-to-pay convenience and security	Fast, secure, and hygienic payments
1% Fuel Surcharge Waiver	On eligible fuel transactions	Save on petrol/diesel expenses
Balance Transfer Facility	Transfer outstanding dues from other cards	Manage debt with lower interest
Add-On Cards	For family members over 18	Reward pooling and more cardholders

How to Make the Most of Your SimplyCLICK Credit Card

Shop with Partner Brands

Focus online shopping on partner brands like Myntra, Cleartrip, and BookMyShow to earn the highest reward points.

Redeem Reward Points Strategically

Redeem reward points easily via SBI’s redemption portal for statement credits, gift vouchers, or travel bookings to maximize value.

Utilize Lifestyle Benefits

Take full advantage of milestone vouchers and fuel surcharge waivers to save on travel and daily fuel expenses.

Convert Big Purchases to EMIs

Use Flexipay for flexible payment options on purchases above ₹2,500 to ease your budget management.

Internal & External Linking Suggestions

• Discover smart credit card usage and cashback strategies at abhinandps.com.

• Refer to the Reserve Bank of India (.gov) site for guidelines on secure credit card practices and regulations.

• Explore financial education and consumer behavior insights from reputed .edu portals for deeper understanding.

Frequently Asked Questions (FAQ)

Q1: How much can I earn in reward points on my online spends with SBI SimplyCLICK?A: You earn 10 reward points per ₹100 spent on specified partner brands, and 5 reward points per ₹100 on other online purchases.

Q2: What are the milestone rewards offered by the SimplyCLICK Credit Card?A: Spend ₹1 lakh or ₹2 lakh annually online to receive e-vouchers worth ₹2,000 each redeemable on Cleartrip or Yatra.

Q3: Is there a waiver on the annual fee for the SimplyCLICK card?A: Yes, the annual fee of ₹499 (plus taxes) is waived off if you spend ₹1 lakh or more in the previous year.

Conclusion

The SBI SimplyCLICK Credit Card 2025 excels as a digital shopper’s dream, combining accelerated reward points on online spends, valuable milestone benefits, and convenient features such as contactless payments and fuel surcharge waivers. With a low annual fee and options to waive it via spending, the SimplyCLICK Card is perfect for those who shop online frequently and want a robust, cost-effective way to earn rewards while spending.

Activate your SBI SimplyCLICK Credit Card today and unlock a wealth of online shopping rewards and benefits here: https://inr.deals/HdC3tr.